---
description: Dowiedz się wszystkiego na temat Stripe od zweryfikowanych użytkowników. Czytaj recenzje i odkrywaj podobne narzędzia na Capterra Polska!
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stripe – Sprawdź cenę i opinie klientów | Capterra Polska
---

Breadcrumb: [Strona główna](/) > [Oprogramowanie do przetwarzania płatności](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

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> Stripe ułatwia firmie natychmiastowe rozpoczęcie zbierania danych z kart kredytowych online.  Konto sprzedawcy lub brama nie są wymagane.
> 
> Verdict: Rated **4.6/5** by 3331 users. Top-rated for **Prawdopodobieństwo polecenia**.

-----

## Overview

### Kto korzysta z produktu: Stripe?

Każda firma, która chce przyjmować płatności online.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Informacje ogólne** | **4.6/5** | 3331 Recenzje |
| Łatwość użytkowania | 4.5/5 | Based on overall reviews |
| Wsparcie klienta | 4.2/5 | Based on overall reviews |
| Warte swojej ceny | 4.4/5 | Based on overall reviews |
| Funkcje | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Prawdopodobieństwo polecenia) |

## Informacje o sprzedawcy

- **Firma**: Stripe
- **Location**: San Francisco, USA
- **Founded**: 2009

## Commercial Context

- **Target Audience**: Samozatrudnienie, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Chmura, SaaS, internetowy, Android (mobilny), iPhone (mobilny), iPad (mobilny)
- **Supported Languages**: angielski, bułgarski, chiński, czeski, duński, estoński, fiński, grecki, hiszpański, japoński, litewski, malajski, niderlandzki, niemiecki, norweski, polski, portugalski, rosyjski, rumuński, szwedzki, słowacki, słoweński, turecki, węgierski, włoski, łotewski
- **Available Countries**: Australia, Austria, Belgia, Brazylia, Bułgaria, Cypr, Czechy, Dania, Estonia, Finlandia, Francja, Grecja, Hiszpania, Holandia, Indie, Irlandia, Japonia, Kanada, Litwa, Luksemburg and 21 more

## Funkcje

- API
- Bezpieczeństwo danych
- Dostęp mobilny
- Fakturowanie cykliczne/subskrypcyjne
- Monitorowanie transakcji
- Obsługa kart debetowych/kredytowych
- Obsługa kart kredytowych
- Obsługa płatności ACH
- Punkt sprzedaży (POS)
- Płatności elektroniczne
- Płatności mobilne
- Płatności osobiste
- Raportowanie i statystyki
- Raportowanie/analityka
- Rozliczenia i fakturowanie
- Różne opcje płatności
- Third-Party Integrations
- Wielowalutowy
- Zapobieganie oszustwom płatniczym
- Zarządzanie pokwitowaniami
- Zarządzanie transakcjami
- Zgodność z normami PCI

## Integrations (109 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 94 more integrations

## Support Options

- E-mail/helpdesk
- Często zadawane pytania/forum
- Baza wiedzy
- 24/7 (agent na żywo)
- Czat

## Category

- [Oprogramowanie do przetwarzania płatności](https://www.capterra.pl/directory/30232/payment-processing/software)

## Powiązane kategorie

- [Oprogramowanie do przetwarzania płatności](https://www.capterra.pl/directory/30232/payment-processing/software)
- [Portfele kryptowalutowe](https://www.capterra.pl/directory/33075/cryptocurrency-wallets/software)
- [Aplikacje do wymiany walut](https://www.capterra.pl/directory/10053/currency-exchange/software)
- [Wymiana kryptowalut](https://www.capterra.pl/directory/33575/cryptocurrency-exchange/software)
- [Oprogramowanie do obsługi płatności](https://www.capterra.pl/directory/31089/mobile-credit-card-processing/software)

## Rozwiązania alternatywne

1. [NetSuite](https://www.capterra.pl/software/135757/netsuite) — 4.2/5 (2019 reviews)
2. [QuickBooks Online](https://www.capterra.pl/software/141374/quickbooks-online) — 4.3/5 (8431 reviews)
3. [HoneyBook](https://www.capterra.pl/software/162588/honeybook) — 4.7/5 (679 reviews)
4. [PaySimple](https://www.capterra.pl/software/146664/paysimple) — 4.5/5 (297 reviews)

## Recenzje

### "Great payment solution" — 5.0/5

> **Daniel** | *14 października 2024* | Księgowość | Recommendation rating: 10.0/10
> 
> **Zalety**: It is very easy to setup on most of the platforms and even can be used on its own. Fees are among the lowest on the market.
> 
> **Wady**: At the moment no crypto currency payments are available.
> 
> We love using Stripe as our online payment solution and recommend it to our clients.

-----

### "Great value payment platform with fast payouts" — 5.0/5

> **David** | *1 kwietnia 2026* | Zarządzanie edukacją | Recommendation rating: 8.0/10
> 
> **Zalety**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward.
> 
> **Wady**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance.
> 
> Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown.

-----

### "Reliable and Flexible Payment Processing with Stripe" — 5.0/5

> **Zweryfikowany recenzent** | *17 marca 2026* | Gościnność | Recommendation rating: 10.0/10
> 
> **Zalety**: Stripe provides a reliable and flexible platform for processing credit card and card payments. The system offers good value for the service provided and integrates easily with websites and online ordering platforms. The dashboard is easy to navigate, making it simple to track payments, review reports, and manage payouts. Stripe also allows for customization and integrations that make it adaptable to different business needs. Overall, it provides a smooth payment experience for both the business and the customer.
> 
> **Wady**: There are not many major downsides to the platform. Some reporting tools and advanced settings can take a little time to learn when first using the system, but once you become familiar with the dashboard it becomes much easier to navigate.
> 
> Overall, Stripe has been a dependable payment processing system for our business. It handles credit card payments efficiently, offers useful reporting tools, and provides a secure way to process transactions. The platform is generally easy to use, runs smoothly with minimal bugs or issues, and gives businesses the flexibility to customize integrations as needed. It has been a strong solution for managing online and card payments.

-----

### "Funds Held for Over 1 Year Without Resolution" — 1.0/5

> **Ashish** | *14 kwietnia 2026* | Marketing i reklama | Recommendation rating: 0.0/10
> 
> **Zalety**: Stripe has a clean interface and is relatively easy to set up. The platform integrates well with various tools and provides a smooth payment experience while the account is active.
> 
> **Wady**: Account closures and fund holds are a major concern. In my case, Stripe held my balance of $3,425.80 for over 1 year after account closure, despite no chargebacks or disputes. Communication from support was limited, and no clear justification was provided for withholding funds beyond the standard reserve period.
> 
> My experience has been disappointing. While the platform works well initially, the risk management and compliance process can result in sudden account closures and prolonged fund holds. My account was closed on Feb 28, 2025, and even after more than a year, my available balance has not been released. Despite multiple follow-ups, including escalations, there has been no resolution. I would advise businesses to carefully consider these risks.

-----

### "Feature-rich payment processing platform" — 5.0/5

> **Jack** | *13 lutego 2026* | Ubezpieczenia | Recommendation rating: 10.0/10
> 
> **Zalety**: Simplicity in its design, rich in features for managing payment processing, invoicing and more. Low transaction fees means convenience for my business without being penalised for it. Stripes API allows really easy integration into any service or product.
> 
> **Wady**: Stripe generally is a great platform, however, initial business verification can hold you back, its a fairly complex process that I think could be streamlined more.
> 
> Stripe is a feature-rich payment processing platform. I found it incredibly easy to work with from an API level, providing exactly the right level of integration that I needed for my projects. The dashboard and suite of tools are so simple to use, and easy to follow. Stripe can also handle multiple currencies with ease, incredibly useful.

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