---
description: Dowiedz się wszystkiego na temat Stripe od zweryfikowanych użytkowników. Czytaj recenzje i odkrywaj podobne narzędzia na Capterra Polska!
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stripe – Sprawdź cenę i opinie klientów | Capterra Polska
---

Breadcrumb: [Strona główna](/) > [Oprogramowanie do przetwarzania płatności](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe)

# Stripe

Canonical: https://www.capterra.pl/software/123889/stripe

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> Stripe ułatwia firmie natychmiastowe rozpoczęcie zbierania danych z kart kredytowych online.  Konto sprzedawcy lub brama nie są wymagane.
> 
> Verdict: Rated **4.6/5** by 3369 users. Top-rated for **Prawdopodobieństwo polecenia**.

-----

## Overview

### Kto korzysta z produktu: Stripe?

Każda firma, która chce przyjmować płatności online.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Informacje ogólne** | **4.6/5** | 3369 Recenzje |
| Łatwość użytkowania | 4.5/5 | Based on overall reviews |
| Wsparcie klienta | 4.2/5 | Based on overall reviews |
| Warte swojej ceny | 4.3/5 | Based on overall reviews |
| Funkcje | 4.5/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Prawdopodobieństwo polecenia) |

## Informacje o sprzedawcy

- **Firma**: Stripe
- **Location**: San Francisco, USA
- **Founded**: 2009

## Commercial Context

- **Target Audience**: Samozatrudnienie, 2–10, 11–50, 51–200, 201–500, 501–1 000, 1 001–5 000, 5 001–10 000, 10 000+
- **Deployment & Platforms**: Chmura, SaaS, internetowy, Android (mobilny), iPhone (mobilny), iPad (mobilny)
- **Supported Languages**: angielski, bułgarski, chiński, czeski, duński, estoński, fiński, grecki, hiszpański, japoński, litewski, malajski, niderlandzki, niemiecki, norweski, polski, portugalski, rosyjski, rumuński, szwedzki, słowacki, słoweński, turecki, węgierski, włoski, łotewski
- **Available Countries**: Australia, Austria, Belgia, Brazylia, Bułgaria, Cypr, Czechy, Dania, Estonia, Finlandia, Francja, Grecja, Hiszpania, Holandia, Indie, Irlandia, Japonia, Kanada, Litwa, Luksemburg and 21 more

## Funkcje

- API
- Bezpieczeństwo danych
- Dostęp mobilny
- Fakturowanie cykliczne/subskrypcyjne
- Monitorowanie transakcji
- Obsługa kart debetowych/kredytowych
- Obsługa kart kredytowych
- Obsługa płatności ACH
- Punkt sprzedaży (POS)
- Płatności elektroniczne
- Płatności mobilne
- Płatności osobiste
- Raportowanie i statystyki
- Raportowanie/analityka
- Rozliczenia i fakturowanie
- Różne opcje płatności
- Third-Party Integrations
- Wielowalutowy
- Zapobieganie oszustwom płatniczym
- Zarządzanie pokwitowaniami
- Zarządzanie transakcjami
- Zgodność z normami PCI

## Integrations (108 total)

- 123FormBuilder
- ABC Glofox
- Accelevents
- Accelo
- AccountsPortal
- Attribution
- Avalara
- Avaza
- Baremetrics
- BigCommerce
- Bizness Apps
- Blinksale
- Bookinglayer
- Bookwhen
- ChargeKeep

... and 93 more integrations

## Support Options

- E-mail/helpdesk
- Często zadawane pytania/forum
- Baza wiedzy
- 24/7 (agent na żywo)
- Czat

## Category

- [Oprogramowanie do przetwarzania płatności](https://www.capterra.pl/directory/30232/payment-processing/software)

## Powiązane kategorie

- [Oprogramowanie do przetwarzania płatności](https://www.capterra.pl/directory/30232/payment-processing/software)
- [Portfele kryptowalutowe](https://www.capterra.pl/directory/33075/cryptocurrency-wallets/software)
- [Aplikacje do wymiany walut](https://www.capterra.pl/directory/10053/currency-exchange/software)
- [Wymiana kryptowalut](https://www.capterra.pl/directory/33575/cryptocurrency-exchange/software)
- [Oprogramowanie do obsługi płatności](https://www.capterra.pl/directory/31089/mobile-credit-card-processing/software)

## Rozwiązania alternatywne

1. [NetSuite](https://www.capterra.pl/software/135757/netsuite) — 4.2/5 (2062 reviews)
2. [QuickBooks Online](https://www.capterra.pl/software/141374/quickbooks-online) — 4.3/5 (8511 reviews)
3. [PaySimple](https://www.capterra.pl/software/146664/paysimple) — 4.5/5 (298 reviews)
4. [HoneyBook](https://www.capterra.pl/software/162588/honeybook) — 4.7/5 (686 reviews)

## Recenzje

### "Great payment solution" — 5.0/5

> **Daniel** | *14 października 2024* | Księgowość | Recommendation rating: 10.0/10
> 
> **Zalety**: It is very easy to setup on most of the platforms and even can be used on its own. Fees are among the lowest on the market.
> 
> **Wady**: At the moment no crypto currency payments are available.
> 
> We love using Stripe as our online payment solution and recommend it to our clients.

-----

### "Stripe- works solid for small businesses" — 4.0/5

> **John** | *16 lipca 2026* | Doradztwo w zakresie zarządzania | Recommendation rating: 7.0/10
> 
> **Zalety**: Stripe is great at allowing my customers to pay online for their bills.  I like that it seems secure and the customer's data is secure and safe as well.
> 
> **Wady**: The integration into the website form was extremely difficult, but once it is setup it works solid.  Also, you have to wait 2 days to get paid, yet my old processor paid next day, so that takes some adjustment- not a deal breaker, but is it really necessary?  They just offered next-day payment, but you have to pay extra to get it\!  That seems unfair to small businesses.
> 
> overall, I'm right in the middle...between the difficult setup, to the lag in getting payment, eh, but it works very good and my customers are comfortable with it, so it's not all negative at all.

-----

### "A reliable, developer-friendly payment solution that scales with your business" — 5.0/5

> **Louis** | *22 maja 2026* | Nieruchomości | Recommendation rating: 9.0/10
> 
> **Zalety**: Stripe has been a game-changer for our business. The setup process was incredibly smooth — we were able to start accepting payments within just a few hours. &#10;What I appreciate the most is the developer-friendly API and the extensive documentation, which makes integration straightforward, whether you're handling one-off payments,  The wide range of supported payment methods (cards, SEPA, BANK transfers, etc.)
> 
> **Wady**: The transaction fees can be difficult to manage, especially for businesses with high volumes , connected&#10;Customer support is mostly handled via email or chat, and while the team is professional, response times can sometimes be slow for urgent issues. A more direct phone support option would be appreciated.
> 
> verall, Stripe is one of the most powerful and reliable payment processing platforms on the market. It strikes a great balance between ease of use for non-technical users and flexibility for developers. Despite the fee structure and occasional support delays, the platform's reliability, feature set, and global reach make it an excellent choice for businesses of all sizes. I would definitely recommend Stripe to any company looking for a modern, scalable payment solution.

-----

### "BEWARE\! Stripe will steal your money" — 1.0/5

> **Jennifer** | *25 czerwca 2026* | Weterynaria | Recommendation rating: 0.0/10
> 
> **Zalety**: There is not one single pro I can give Stripe. The only reason we "chose" stripe was because our PIMS, Daysmart, selected this company and recommended it.
> 
> **Wady**: Shady, incompetent, non-responsive, criminal, automated, outsourced, slanderous, no support, unbearable wait times with call centers who have no knowledge, empathy or understanding.
> 
> WARNING TO SMALL BUSINESS OWNERS: STAY FAR AWAY FROM STRIPE&#10;Our experience with Stripe has been nothing short of a nightmare. We are a small, privately owned veterinary hospital that has spent years serving our community and caring for people's pets. Despite operating a legitimate business with documented transactions, Stripe suddenly withheld and removed nearly $7,000 from our account, placing a significant financial burden on our practice.&#10;What makes this situation even worse is the lack of meaningful support. Trying to get answers felt like running into a brick wall. We received generic responses, little transparency, and virtually no accountability while thousands of dollars that our business depended on remained inaccessible.&#10;For a small business, $7,000 is not a minor inconvenience. That money pays employees, covers medical supplies, supports patient care, and keeps the doors open. The fact that a company with Stripe's resources can freeze or remove funds while providing inadequate communication is deeply concerning.&#10;If you are a small business owner—especially a veterinary clinic, medical practice, or family-owned company—think very carefully before trusting Stripe with your payment processing. Based on our experience, the financial risk is simply too high.&#10;We expected a payment processor. Instead, we got stress, uncertainty, and thousands of dollars tied up with little explanation.&#10;We would never recommend Stripe to another small business.

-----

### "Works for my car lot" — 5.0/5

> **Daniel** | *8 lipca 2026* | Motoryzacja | Recommendation rating: 8.0/10
> 
> **Zalety**: I run a small used car dealership and started using Stripe mainly to take deposits online for vehicles before customers came in to finalize paperwork. Setup was honestly a lot easier than I expected. I was worried it would take a full day of messing around but I had it connected to my website within an hour. Customers can put down a hold on a car remotely which has genuinely saved a few sales since people can act fast before someone else buys it in person. The dashboard makes it simple to see who paid, how much, and when, without me having to dig through emails or texts trying to remember who sent what. I also like that I can send a payment link straight to a customer’s phone if they are not near a computer, which happens a lot in my business since people are usually calling from the lot or from home.
> 
> **Wady**: The fees add up more than I expected once you are dealing with larger transaction amounts like vehicle deposits or full payments. A 3% fee on a $2k deposit is a lot different than a 3% fee on a normal online purchase. Customer support can also be slow when something actually goes wrong and in car sales timing really matters. Waiting on a support ticket while a customer is standing at the counter is stressful. There have also been a couple of times where a payment got flagged for review and took a day or two to clear, which is not ideal when someone is trying to buy a car same day.
> 
> For a dealership like mine Stripe has been a solid tool for taking deposits and payments without needing a bulky point of sale system. It is reliable most of the time and customers seem comfortable using it since it feels familiar and secure. The fees and occasional payment holds are the main drawback but for the convenience of taking payments remotely and keeping everything organized in one dashboard it has been worth using. I would recommend it to another small dealership owner as long as they go in knowing the fees will eat into bigger transactions a bit more than they might expect.

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